Insurance for your craft business

Today I read,

"In some cases, by running a business in your home and not informing your insurance company can also cause your regular homeowner's insurance to become invalid, meaning if your house burns to the ground, your insurance company would not have to pay on the claim."

Which is a very scary idea because right now, I have none. It turns out, insurance companies will often have riders that will cover your business. As soon as you start making ANY money with your craft, it's important to get licensed and insured.. somethin I've been putting off for no reason.

With your insurance be sure to get your printer, fax, laptop, desktop, supplies, inventory, tools, and office furniture covered. It's all part of your business. Like with all businesses, rates can widely vary. If the insurance coverage quote seems high from your regular insurance company, it would pay to shop around. Some companies even cater to those who run home and small businesses. Your savings can be significant just by making a few phone inquiries to competing insurance companies.